NPPG Plan Professionals, LLC (“NPPGPP”) is a Securities and Exchange Commission registered investment adviser located in Shrewsbury, New Jersey. NPPGPP may only transact its advisory business in those states in which its representatives are registered or not required to register. NPPGPP’s web site is limited to disseminating general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, you should not construe NPPGPP’s web site as providing personalized investment advice for compensation, or promulgating research reports, over the internet. If you are a prospective client, NPPGPP will conduct any subsequent, direct communication with you through a representative who is registered or not required to register in the state where you reside. For information pertaining to the registration status of NPPGPP’s representatives, please contact the state securities law administrators for the state in which you reside. A copy of NPPGPP’s current written disclosure statement discussing its business operations, services, and fees is available from NPPGPP upon written request. NPPGPP does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to or incorporated into NPPGPP’s web site, and takes no responsibility for that information. NPPGPP provides all such information solely for convenience purposes and if you use the information you must do so with this limitation in mind.
Past performance many not be indicative of future results. Therefore, you should not assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies that NPPGPP recommends or undertakes) or product that NPPGPP makes reference to directly or indirectly on its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, or the impact of taxes, which investment advisory clients typically incur. These charges, fees and/or taxes decrease historical performance results.
Certain portions of NPPGPP’s web site such as newsletters, articles, or commentaries may contain a discussion of, and/or provide access to, NPPGPP’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, these discussions may no longer reflect current position(s) and/or recommendation(s). Moreover, you should not assume that any discussion is itself, or is a substitute for, personalized investment advice from NPPGPP, or from any other investment professional. NPPGPP is neither a law firm nor an accounting firm, and you should not interpret any portion of the web site content as legal, accounting or tax advice.
To the extent that you use any economic calculator or similar device contained within or linked to NPPGPP’s web site, you acknowledge and understand that the information resulting from using any such calculator/device is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from NPPGPP, or from any other investment professional.
You agree, as a condition precedent to accessing NPPGPP’s web site, to release and hold harmless NPPGPP, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any actions and/or omissions that are independent of receiving personalized individual advice from NPPGPP. Disclaimers in other parts of this web site are incorporated and made a part hereof.